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Issue and receive KSeF invoices for free. No limits, no setup fees. When a client is late, Terminovo sends a reminder on your behalf. Automatically. No awkward calls.
Compliant with Ministry of Finance requirements. Ready from day one.
Every invoice issued to your tax number, including purchases, services, and expenses, appears in your account automatically. No more email attachments, PDFs, or manual entry.
See who paid, who's late, and by how much. One view instead of Excel.
Issuing and receiving KSeF invoices is free. No document limits. No hidden costs.
Terminovo is the only KSeF invoicing program that charges nothing. No subscription, no per-invoice fees, unlimited documents. Full e-invoice compliance, direct submission to the Ministry of Finance system, and document archiving all in one place. Zero hidden costs, ever.
Enter your client's details, amount, and due date. Terminovo submits the invoice to the National e-Invoice System and delivers it to your client at the same time. There is no need to log into the government portal or manually download the official receipt. The whole process takes exactly as long as raising a regular invoice.
No other platform combines mandatory e-invoicing with an automated payment reminder sequence in a single workflow. When a due date passes, Terminovo sends a reminder to your client without any extra setup on your part. You issue the invoice once. The system handles everything that follows.
Practical guides and analyses to help you prepare for mandatory KSeF.
Step by step: what you need to do before April 1, 2026.
How to combine e-invoicing with automated payment recovery.
From February 1, 2026 you must receive invoices via KSeF. Are you ready?
The most common errors and how to avoid them.
More than invoicing
Most invoicing programs stop the moment you hit send. Terminovo makes sure the money actually lands in your account, with no manual work and no awkward conversations.
When payment is overdue, Terminovo sends reminders to the client based on your active plan (Starter, Professional, or Business) and schedule.
Every reminder includes a direct BLIK payment link. Clients pay instantly with one tap โ no login, no bank details to look up. Payment confirmed, invoice closed.
One view: who paid, who's late, and how much money is waiting. No more spreadsheets, no more manually checking bank transfers.
Knowledge hub
Guides, articles, and tools to help your business get ready for mandatory KSeF e-invoicing, all in one place.
A comprehensive, step-by-step guide to KSeF implementation. From registering in the system to issuing your first structured invoice.
The basics and key definitions for those new to Poland's National e-Invoice System. Learn what it means for your business.
Six quick questions that reveal how prepared your business is for the upcoming changes. Takes less than 2 minutes.
Up-to-date articles, regulatory updates, and practical advice on KSeF, written for business owners and accountants.
Pricing
KSeF invoicing is always PLN 0 with no limits. Client reminders are available in Starter, Professional, and Business plans.
Issue and receive KSeF invoices at no cost. No document limits. No monthly subscription. Forever.
Automated reminders to clients are available in Starter (PLN 49/mo), Professional (PLN 119/mo), and Business (PLN 499/mo). Cancel anytime.
Free = you see overdue invoices. Paid tiers = your clients receive reminders.
FAQ
Everything you need to know about free KSeF invoicing in Terminovo.
KSeF (Krajowy System e-Faktur, Poland's National e-Invoice System) is the government platform for issuing and receiving invoices in a standardised electronic format. From February 1, 2026, every Polish business must already receive invoices through KSeF. From April 1, 2026, the obligation extends to issuing invoices for all VAT taxpayers. Companies that don't comply face penalties of up to 100% of the VAT amount shown on the invoice (enforced from 2027).
Yes, completely. Issuing and receiving KSeF invoices in Terminovo is free: no document limits and no hidden fees. Collection automation is available from PLN 49/mo (Starter plan).
No. You can start using Terminovo just for KSeF invoicing and decide later whether to move your full account. If you have invoices issued elsewhere, you can import them. We put no obstacles in your way. Start when you want, with as much or as little as you like.
When payment is overdue, Terminovo can automatically trigger a reminder sequence to the client (email and SMS). Starter is PLN 49/mo (reminders for 15 clients), Professional is PLN 119/mo (75 clients), Business is PLN 499/mo (all your clients). Cancel anytime.
Yes. You can start KSeF invoicing on the Free tier without a credit card. Payment details are only needed when you activate a paid reminder tier.
Payment recovery included. No credit card.
Payment recovery included. No credit card.